Tuesday, June 11, 2019

11-A idea napkin

1.You- I am __________ a UF general studies in mass communications business student. I am great with team work environments and connecting with people in all different situations. I have just received my Florida real estate sales associate license since I have a passion for real estate. My aspirations in life is to help people that have debt lower it or try to avoid it at any cost for them in the future.
2. What are you offering to customers?- I am going to make a website that hits all the points on debt. All the different types and how to avoid them when you put your personal information in. It will do a data analysis on your credit, income, and to state any other factors of financial standing in your life. It will have a summary of all the different options of not going into debt and the best option that is personalized to you.
3. Who are you offering it to? - I am offering it to anyone starting as a high school graduate to a retired person. The range is very broad since I want to help a large amount of people. These are people that already have debt or on the edge if they should take out a loan and then potentially go into debt. All of my customers have in common are needing more money for a specific situation that is relevant to them.
4. Why do they care?- They care because it is pertaining them now and in the long run. Financially being in debt is not something people look forward to as the interest gets higher and you still have payments lingering every single month. This will help them manage and control what their current money status is and try to build it without getting a loan and going in debt.
5. What are your core competencies?- What sets my business apart from everyone else is that we give people options on how to avoid debt rather than getting them into it. Most firms or companies will offer certain loans that will benefit that company but not the consumer. My business will work the other way around and it will be in favor of the customer 100% of the time. What we have that no one else does is that we personalize ever data analysis according to that specific person which is very nice and not going off of a basic chart for the general public.

With having all of these five elements I personally feel that they fit perfectly well with one another. All of the components have a missing link to one another that continues the personalized business plan. The only downfall that I would have is that if the data analysis still wishes that person to go into debt for their specific reason. I am trying to avoid this situation but I know some cases will be special. Overall there should be a different turn out though and many people will have a positive outlook on the website.

2 comments:

  1. Hi Janan! I really enjoyed your drive and passion for lowering the debt crisis there is in America. Along with congratulations on the real estate license thats amazing. I truly see you have a passion for helping people with money, almost like a money manager in customer service. I look forward to reading your post about this amazing journey.

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  2. Hey there Janan, I found this post to be very interesting and enjoyable to read, as I found that your level of detail and thoroughness really lent itself to this topic. By going into a deep dive now, I'm sure this process will be easier for you going forward.

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